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Dentist in Ventura County · 5 offices

The smile you want is closer than you think.

Start treatment today with 0% interest financing on new applications and flexible payment plans that fit your month, not the other way around.

Quick answers

Straight answers before you book

Is there 0% interest dental financing?

Yes. New financing applications can qualify for 0% interest, plus flexible payment plans.

Do you accept my insurance?

We accept most major PPO plans and will verify your benefits before treatment.

Where are you located?

Five offices in Ventura County: Oxnard, Ventura, Port Hueneme, Santa Paula, Newbury Park.
Compare your options

Channel Islands vs. waiting or credit cards

Channel Islands
Delay / credit card
Interest
✓ 0% on new financing applications
Often 20%+ APR
Payments
✓ Flexible, fit to your budget
Minimums that grow the balance
Price clarity
✓ Explained up front
Surprises after treatment
Insurance
✓ Most major plans accepted
Not coordinated
Outcome
✓ Treated now, fewer emergencies
Problems get bigger and costlier

0% interest dental financing

Treatment now. Pay over time. Zero interest.

Dental care should not wait for payday. Qualified patients get 0% interest on new financing applications, with monthly payments that stay predictable from the first visit to the last.

01

Book your visit

Meet your dentist and learn exactly what you need.
02

Apply in minutes

Quick application for 0% interest on new financing requests.
03

Smile with peace of mind

Start treatment now and pay in simple, flexible installments.

Subject to credit approval. Terms and promotional periods vary by plan.

Insurance welcome

We accept Medi-Cal, Denti-Cal and Gold Coast

Plus all major private PPO plans, and flexible dental financing when you have no insurance.
One team for all your dental health needs

We also offer these services

Explore more ways to care for your smile with comprehensive dental services available in one convenient location.

Meet our dentists

A friendly face at every office.

Dr. Kevin Lee

Dr. Somani

Dr. Jamil Saleh

Dra. Cubillos

dr gustavo

Dr. Gustavo

Frequently asked questions

Dental financing questions, answered

Do you offer 0% interest dental financing in Ventura County?
Yes. New financing applications can qualify for 0% interest payment plans at all five Channel Islands Family Dental offices in Oxnard, Ventura, Port Hueneme, Santa Paula and Newbury Park. Approval and promotional terms depend on credit.
Yes. We estimate your insurance benefit first, then you can finance the remaining balance with flexible payments so there are no surprises.
Absolutely. Many of our patients are uninsured. 0% financing and flexible payment plans make crowns, root canals, implants and more more manageable.
We will review other flexible payment plan options with you at the office so you can start care with a monthly amount that fits your budget.
Pick the office closest to home or work. We have locations in Oxnard, Ventura, Port Hueneme, Santa Paula and Newbury Park, open Monday to Friday, 9:00 AM – 6:00 PM.
Call the closest office as soon as possible. We prioritize pain, swelling, broken teeth and infections, and we can discuss payment options right away.
Our offices

Find your nearest dentist in Ventura County

All offices: Monday to Friday, 9:00 AM – 6:00 PM. Closed Saturday and Sunday.

Serving Oxnard, Ventura, Port Hueneme, Santa Paula, Newbury Park, Thousand Oaks, Camarillo, Moorpark, Fillmore, Ojai and all of Ventura County, California.
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